Yakima Uninsured Motorist Accident Lawyer

There are nearly 750,000 uninsured motorists on Washington state roadways. The best protection for you and your family is to buy Uninsured/Underinsured (UIM) insurance coverage. This additional coverage protects you and your family members if you are in an accident with an uninsured or underinsured driver. An uninsured driver is one without any liability insurance. An underinsured driver has insurance but doesn’t have enough insurance to fully compensate the injured person.

If you are involved in a car accident with another driver who is uninsured, you will have fewer options to recover for damages suffered, including property damage, steep medical costs, and wage-loss, depending on your situation, i.e., whether either party is uninsured, or who is considered to be at fault for causing the accident, it is in your best interest to consult with an experienced personal injury attorney like those at Abeyta Nelson Injury Law.

In Washington state, the statute of limitations, or time period in which you can file an
uninsured motorist/underinsured motorist claim, is usually six years but the policy may reduce that time so it’s important you review your specific filing deadline with an experienced personal injury attorney.

Every case is unique and must be evaluated independently based on the severity of the collision, nature of the injuries, amount of medical expenses and wage-loss, and permanency of injuries. The lawyers at Abeyta Nelson have more than 100 combined years of experience valuing motor vehicle collision claims. Call any one of Abeyta Nelson’s three offices in Yakima, Ellensburg, or Sunnyside for a free, no-obligation review of your case.

Uninsured or underinsured motorist coverage protects you if you are hit by an underinsured or uninsured driver. Washington is a “fault state,” which means the person who caused the accident is responsible for paying your medical expenses, lost wages, pain and suffering, and vehicle damages. However, without UIM insurance, the at-fault driver’s lack of insurance, or low limits, will make it difficult for you to recover damages. This is because you will have to recover your financial losses from an individual, rather than an insurance policy. Talk with an experienced personal injury attorney as soon as possible after the accident to help you understand your rights.

The statutes regarding personal injury and uninsured/underinsured motorist laws vary from state to state and are ever-changing. Resolving UIM cases for car accident clients requires an attorney who is experienced in this complex specialty area of personal injury law. At Abeyta Nelson, our attorneys’ combined experience of more than 100 years provides a significant advantage in recovering all compensation from your injuries. Unfortunately, many who accept an offer from their insurance company are disappointed to later discover they could have received thousands of dollars more had they first talked with a knowledgeable attorney.

During the initial consultation with Abeyta Nelson attorneys, it is helpful to bring any documentation that will help support your claim. This information may include medical bills and records, proof that you’ve missed work due to the accident, photos of the scene and vehicle damage, police reports, all correspondence with insurance companies, and your auto insurance policy.

Due to the complex nature of UIM law, it is critical to discuss your case with an experienced personal injury attorney as soon as possible after your accident.

Working with the insurance companies involved in your claim can be confusing and full of pitfalls. Our experienced attorneys know the laws of motor vehicle liability and insurance inside and out. We handle all contact with insurance companies for you. When you hire Abeyta Nelson our attorneys investigate your case, obtain the necessary medical records and wage loss records, negotiate claims for reimbursement by hospitals or health insurance companies, and ensure all legal deadlines are met. Abeyta Nelson attorneys determine the extent of injuries sustained and then assist in ensuring that medical care is obtained, and bills paid.