4 Myths About Personal Injury Claims
Don’t believe these 4 common myths about personal injury claims. If you’ve been injured in an accident, call the attorneys at Abeyta Nelson Injury Law today.
When it comes to personal injury claims, misinformation is everywhere—often spread by insurance companies, TV dramas, or that one family member who knows everything. Unfortunately, buying into these myths can prevent injury victims from getting the compensation they deserve. Here’s the truth behind the most common personal injury claim myths:
Myth #1: “I Don’t Need a Lawyer. My Insurance Company Will Take Care of Me.”
The unfortunate reality is that insurance companies aim to protect their bottom line, not your well-being. They often offer quick, low-ball settlements—sometimes as little as $500—when the person isn’t represented by a lawyer. While they may seem nice, adjusters are trained to gather information that can reduce your claim’s value. The attorneys at Abeyta Nelson Injury Law will protect your rights, negotiate on your behalf, and ensure that you’re not being shortchanged. In most cases, clients with legal representation receive significantly higher settlements and, as a result, net more money even after paying their attorney’s fee.
Myth #2: “Hiring a Lawyer Means Less Money For Me.”
This is a common fear—but it’s never actually the case. At Abeyta Nelson Injury Law, we work on a contingency fee basis, meaning we only get paid if you win. A study from the Insurance Research Council found that injured parties who hired an attorney received settlements, on average, 3.5 times higher than those who settled on their own. At Abeyta Nelson, we know how to add value to personal injury claims by identifying all potential damages, pushing back against lowball offers, and ensuring nothing is left on the table.
Myth #3: “If I File a Claim, I’m Suing Someone.”
Filing a claim is not the same as filing a lawsuit. In most cases, you’re simply initiating a process with the at-fault party’s insurance company to recover compensation for your injuries—not taking personal legal action against the individual. People often hesitate to file a claim because they don’t want to “sue” someone, especially if it’s a friend, neighbor, or even a family member. But the reality is that insurance is there for this exact reason—to cover accidents and injuries. If you’ve been hurt in an accident, call us to learn more.
Myth #4: “My Injuries are Minor, So I Don’t Need to File a Claim.”
Soft-tissue injuries—such as sprains, strains, and whiplash—might not seem like they’re worth much in terms of compensation, but that’s exactly what insurance companies want you to believe. Just because these injuries may not show up on an X-ray doesn’t mean they aren’t real and don’t interfere with work, daily activities, and overall quality of life. The reality is, these injuries can be significant and are absolutely worth pursuing. At Abeyta Nelson Injury Law, we know how to document and present soft-tissue injury claims to reflect the full extent of your damages. We work with medical providers, gather the necessary evidence, and push back when insurance companies try to downplay injuries.
Conclusion
Falling for these myths can lead to costly mistakes. If you’ve been injured due to someone else’s negligence, don’t rely on guesswork or bad advice. At Abeyta Nelson Injury Law, our attorneys guide you through the complicated and often frustrating process, protect your rights, and make sure you get the compensation you deserve.
-blog written by attorney Devon R. Nikfard